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Savings

Ameriprise

Savings & Checking Bonus

$1,400

bonus value

Up to $1,400 total when you combine Ameriprise Bank savings and checking bonuses. Checking: up to $400 for receiving $1,500+ in qualifying direct deposits within 90 days. Savings (tiered): $350 for $25K+, $650 for $50K+, $1,000 for $100K+, maintained for 90 days.

Expires: Dec 29, 2026

Requirements

1

Must be existing Ameriprise Financial client

Existing Ameriprise Financial clients and employees only — one bonus per Group ID; prior bonus recipients ineligible

2

Savings bonus: tiered on balance

Deposit within 30-day window, then maintain for 90 days: $350 for $25K+, $650 for $50K+, $1,000 for $100K+

3

Checking bonus: up to $400

Receive $1,500+ in qualifying direct deposits within 90 days of opening

4

Offer period 7/1/2026–12/29/2026

Account must be opened and requirements initiated during the offer period

Details

Minimum Deposit$25,000
Minimum Balance$25,000
Monthly FeeNone
Fee WaiverNo monthly fee
Cooldown Period12 months
Direct DepositRequired

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Terms & Conditions

Existing Ameriprise Financial clients and employees only. Checking bonus up to $400 for receiving qualifying direct deposits totaling $1,500+ within 90 days of opening. Savings bonus is tiered on the balance maintained for 90 days after the 30-day deposit window: $350 for $25,000+, $650 for $50,000+, $1,000 for $100,000+. Up to $1,400 combined. Offer period runs 7/1/2026–12/29/2026. One bonus per Group ID; prior bonus recipients ineligible. No monthly fee. Bonus reported on Form 1099-INT.

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Bonus Calculator

1 mo6 months24 mo
0
Bonus+$1,400
Net Value$1,400
Effective APY11.2%

Based on $25,000 deposit for 6 months

Eligible AgainAfter 12 months