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Checking
BMO
Smart Advantage Checking Bonus
$400
bonus value
$400 when you open a BMO Smart Advantage Checking account and set up qualifying direct deposits within 90 days.
Expires: Sep 8, 2026
Requirements
1
Open BMO Smart Advantage Checking
New BMO checking customers only
2
Set up qualifying direct deposits
$4,000+ total within 90 days of opening
3
Keep account open
Maintain for at least 6 months
Details
Monthly FeeNone
Fee WaiverNo monthly fee with qualifying activities
Keep Open6 months min
Cooldown Period12 months
Direct DepositRequired
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Terms & Conditions
New BMO checking customers only. Qualifying direct deposits must total $4,000+ within 90 days of account opening. Direct deposits must come from an employer or government agency. Bonus paid within 120 days of meeting requirements. Account must remain open for 6 months. No monthly fee with qualifying activities. Bonus reported on Form 1099-INT.
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1 mo6 months24 mo
Bonus+$400
Net Value$400
Eligible AgainAfter 12 months