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Brokerage

Charles Schwab

Brokerage Account Bonus

Up to

$1,000

bonus value

Up to $1,000 when you open a Schwab brokerage account through a referral link and make a qualifying net deposit within 45 days. $100 for $25,000+, $300 for $50,000+, $500 for $100,000+, $1,000 for $500,000+.

No expiration date listed

Bonus Tiers

Deposit / RequirementBonus
$25,000+ net deposit (referral)$100
$50,000+ net deposit (referral)$300
$100,000+ net deposit (referral)$500
$500,000+ net deposit (referral)$1,000

Requirements

1

Enroll via a referral link

Must not already have a Charles Schwab account — enroll in the offer, then open an eligible retail brokerage account or IRA

2

Make a qualifying net deposit within 45 days

$25,000+ earns $100; $50,000+ earns $300; $100,000+ earns $500; $500,000+ earns $1,000. Only outside assets new to Schwab count

3

Maintain the net deposit for 1 year

For taxable accounts — Schwab may claw back the bonus otherwise. Bonus paid about a week after the 45-day window

Details

Minimum Deposit$25,000
Monthly FeeNone
Fee WaiverNo monthly fee
Keep Open12 months min
Cooldown Period24 months
Direct DepositNot required

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Terms & Conditions

Offer available through a member referral link only, and only to people who do not already have a Charles Schwab account. Enroll in the offer, then open an eligible retail brokerage account or IRA and make a qualifying net deposit within 45 days: $25,000+ earns $100, $50,000+ earns $300, $100,000+ earns $500, and $500,000+ earns $1,000. Only outside assets new to Schwab qualify. For taxable accounts the net deposit (less market losses) must stay at Schwab for at least one year or Schwab may charge back the award. Bonus deposited about a week after the 45-day window. No monthly fee or minimum balance. Bonus reported on Form 1099.

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Bonus Calculator

1 mo12 months24 mo
0
Bonus+$100
Net Value$100
Effective APY0.4%

Based on $25,000 deposit for 12 months

Eligible AgainAfter 24 months