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CIT Bank

Self-Directed Investing Bonus

Up to

$750

bonus value

Up to $750 when you open a new CIT Bank Self-Directed Investing Account through First Citizens Wealth and fund with new money. Tiered bonus from $25 for $1,000+ to $750 for $250,000+.

No expiration date listed

Bonus Tiers

Deposit / RequirementBonus
$1,000–$4,999$25
$5,000–$9,999$50
$10,000–$49,999$100
$50,000–$99,999$200
$100,000–$249,999$350
$250,000+$750

Requirements

1

Must be existing CIT Bank customer

Requires an existing CIT Bank savings or eChecking account

2

Open Self-Directed Investing Account

New SDIA through First Citizens Wealth — one bonus per customer

3

Fund with new money

$1,000+ minimum — funds must be new to CIT Bank

4

Maintain deposit for 60 days

Keep initial deposit for the 60-day qualifying period

Details

Minimum Deposit$1,000
Monthly FeeNone
Fee WaiverNo monthly fee
Keep Open2 months min
Cooldown Period12 months
Direct DepositNot required

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Terms & Conditions

Existing CIT Bank savings or eChecking customers only. Must open a new Self-Directed Investing Account through First Citizens Wealth. Must fund with new money not on deposit with CIT Bank — $1,000 minimum for any bonus. Initial deposit must be maintained for 60-day qualifying period. Bonus deposited into savings or checking account within 30 days after the 60-day period. One bonus per customer — only one SDIA eligible if multiple opened. Limited-time offer, can end at any time without notice. Bonus reported as interest on Form 1099-INT.

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Bonus Calculator

1 mo2 months24 mo
0
Bonus+$750
Net Value$750
Effective APY450.0%

Based on $1,000 deposit for 2 months

Eligible AgainAfter 12 months