Citi Checking Bonus (Mid Tier)

$300

bonus value

$300 when you open a new eligible Citi checking account, deposit $15,000+, and maintain for 60 days.

Expires: Sep 30, 2026

Requirements

Open eligible Citi checking account

Apply online with offer code

Deposit $15,000 in new-to-Citi funds

Within 30 days of account opening

Maintain required balance

Keep $15,000+ for 60 consecutive days

Details

Minimum Deposit$15,000

Minimum Balance$15,000

Monthly Fee$25

Fee Waiver$10,000+ combined balances across Citi accounts

Keep Open6 months min

Cooldown Period12 months

Direct DepositNot required

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Terms & Conditions

New-to-Citi checking customers only. Funds must be new to Citibank — transfers from existing Citi accounts do not qualify. Bonus paid within 90 days of meeting requirements. Account must remain open for 6 months. Bonus reported as interest income on Form 1099-INT. Monthly fee waived with $10,000+ in combined Citi balances. Offer may be withdrawn at any time.

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How long will you keep the account?

1 mo6 months24 mo

I can waive the monthly fee$10,000+ combined balances across Citi accounts

Bonus+$300

Net Value$300

Effective APY4.0%

Based on $15,000 deposit for 6 months

Eligible AgainAfter 12 months