Citi
Enhanced Direct Deposit Bonus
$325
bonus value
$325 when you open a new eligible Citi checking account and receive two or more Enhanced Direct Deposits totaling $3,000+ within 90 days.
Requirements
Open an eligible Citi checking account
Enroll in the Enhanced Direct Deposit cash bonus offer the same day you open
Receive 2+ Enhanced Direct Deposits totaling $3,000+
Within 90 days of account opening — payroll, pension, Social Security, or Zelle/PayPal/Venmo transfers qualify
Keep account open
Bonus credited within 30 calendar days of meeting requirements
Details
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Terms & Conditions
New-to-Citi checking customers only; enroll in the Enhanced Direct Deposit cash bonus offer the same day you open. Requires two or more Enhanced Direct Deposits totaling $3,000+ within 90 days — payroll, pension, and Social Security payments qualify, and so do Zelle, PayPal, and Venmo transfers. Bonus credited within 30 calendar days of meeting requirements. Account must remain open for 6 months. Bonus reported as interest income on Form 1099-INT. The monthly fee is waived with $250+ in Enhanced Direct Deposits per statement period, rising to $1,000 effective 1/1/2027. Offer may be withdrawn at any time.
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