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Checking

Citi

Priority Checking Bonus

Up to

$1,500

bonus value

Up to $1,500 when you open a Citi Relationship Tier checking account (formerly Citi Priority) and deposit new-to-Citi funds within 45 days. $750 for $30,000+ or $1,500 for $200,000+.

Expires: Oct 26, 2026

Bonus Tiers

Deposit / RequirementBonus
$30,000+ new-to-Citi funds$750
$200,000+ new-to-Citi funds$1,500

Requirements

1

Open a Citi Relationship Tier checking account

Formerly Citi Priority — enroll in the cash bonus offer the same day you open. Regular Checking runs the same promo at a lower $500 tier for $30,000+; Citigold pays $750/$1,500 but on a 20-day deposit and 60-day hold

2

Deposit new-to-Citi funds within 45 days

$30,000+ earns $750; $200,000+ earns $1,500. Your balance on day 45 sets the maximum tier

3

Maintain the balance for another 45 days

Hold the qualifying balance from the 46th day — dropping a tier reduces the bonus to that tier

4

Keep account open

Bonus credited within 30 calendar days of meeting requirements

Details

Minimum Deposit$30,000
Minimum Balance$30,000
Monthly Fee$30
Fee Waiver$30,000+ combined balances across Citi accounts
Keep Open6 months min
Cooldown Period12 months
Direct DepositNot required

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Terms & Conditions

Applies to the Relationship Tier package (formerly Citi Priority); the same promotion pays only $500 at the $30,000 tier on Regular Checking, and Citigold pays $750/$1,500 on a 20-day deposit window with a 60-day hold. New-to-Citi checking customers only; enroll in the cash bonus offer the same day you open. Funds deposited must be new to Citibank — cash deposits, Citi Global Transfers, international ACH, Zelle, and P2P services such as PayPal, Venmo, and Apple Pay do not qualify. Your balance on the 45th day sets the maximum tier; the balance must then be held from the 46th day for another 45 days, and dropping a tier reduces the bonus to that tier. Bonus credited within 30 calendar days of completing the requirements, and paid between the 90th and 120th day after opening. Bonus is considered interest and will be reported on Form 1099-INT. Combined balances include checking, savings, and investment accounts at Citi.

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Bonus Calculator

1 mo6 months24 mo
Bonus+$750
Net Value$750
Effective APY5.0%

Based on $30,000 deposit for 6 months

Eligible AgainAfter 12 months