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Citizens Bank

One Deposit Checking Bonus

$300

bonus value

$300 when you open a Citizens One Deposit Checking account and make a single deposit of $500+ within 60 days.

Expires: Jul 31, 2026

Requirements

1

Open One Deposit Checking

New Citizens Bank checking customers

2

Make a deposit of $500+

Within 60 days of account opening

3

Keep account open

Maintain for at least 6 months

Details

Minimum Deposit$500
Monthly Fee$10
Fee WaiverOne deposit of any amount per monthly statement period
Keep Open6 months min
Cooldown Period12 months
Direct DepositNot required

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Terms & Conditions

New Citizens Bank checking customers only. Must make a single deposit of $500+ within 60 days — can be cash, check, or electronic deposit. Account must remain open for 6 months. Monthly fee waived with one deposit of any amount per statement period. Bonus paid within 90 days of meeting requirements. Bonus reported on Form 1099-INT. Available in states with Citizens Bank branches.

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Bonus Calculator

1 mo6 months24 mo
Bonus+$300
Net Value$300
Effective APY120.0%

Based on $500 deposit for 6 months

Eligible AgainAfter 12 months