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First Citizens

Checking Bonus

Up to

$500

bonus value

Up to $500 when you open a new First Citizens checking account with a targeted offer code and meet direct deposit requirements.

No expiration date listed

Bonus Tiers

Deposit / RequirementBonus
Tier 1 (targeted offer)$200
Tier 2 (targeted offer)$350
Tier 3 — up to $500 (targeted offer)$500

Requirements

1

Open First Citizens checking

New customers in AZ, CA, CO, DC, FL, GA, KS, MD, MO, NC, NM, OR, OK, TN, TX, VA, WA, WV

2

Present targeted offer code

Must have received direct mail offer

3

Meet direct deposit requirements

Set up qualifying direct deposits — bonus amount varies by targeted offer tier (up to $500)

Details

Monthly Fee$10
Fee Waiver$500+ direct deposit or $1,500 minimum daily balance
Keep Open6 months min
Cooldown Period12 months
Direct DepositRequired

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Terms & Conditions

New First Citizens checking customers with targeted offer code only. Available in AZ, CA, CO, DC, FL, GA, KS, MD, MO, NC, NM, OR, OK, TN, TX, VA, WA, WV. Must present offer code at account opening. Direct deposit requirements vary by tier. Account must remain open for 6 months. Bonus reported on Form 1099-INT.

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Bonus Calculator

1 mo6 months24 mo
Bonus+$500
Net Value$500
Eligible AgainAfter 12 months