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MIDFLORIDA Credit Union

Free Checking Bonus

Up to

$400

bonus value

$400 when you open a new MIDFLORIDA Free Checking account with $4,000+ in cumulative direct deposits and 40 debit card purchases within 75 days.

Expires: Aug 15, 2026

Bonus Tiers

Deposit / RequirementBonus
$2,000 DD + 20 purchases$200
$4,000 DD + 40 purchases$400

Requirements

1

Open MIDFLORIDA Free Checking

New members in FL only

2

Receive $4,000+ in cumulative direct deposits

Within 75 days of account opening

3

Complete 40 debit card purchases

Within 75 days of account opening

4

Enroll in Online Banking and eStatements

Accept debit card at opening

Details

Monthly FeeNone
Fee WaiverNo monthly fee
Keep Open6 months min
Cooldown Period12 months
Direct DepositRequired

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Terms & Conditions

New MIDFLORIDA members only. Available in FL. Must open Free Checking with direct deposit ($4,000 cumulative within 75 days for $400 tier; $2,000 for $200 tier). Must accept Online Banking, eStatements, and debit card. Must complete 40 debit card purchases within 75 days ($400 tier) or 20 purchases ($200 tier). NCUA insured. Bonus reported on Form 1099-INT.

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1 mo6 months24 mo
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Bonus+$400
Net Value$400
Eligible AgainAfter 12 months