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PNC Bank

Virtual Wallet Bonus

$400

bonus value

$400 when you open a PNC Virtual Wallet with Performance Spend and complete qualifying direct deposits.

Expires: Jul 15, 2026

Requirements

1

Open Virtual Wallet with Performance Spend

New PNC customers only

2

Receive $5,000+ in qualifying direct deposits

Within 60 days of account opening

3

Keep account open

Maintain for at least 6 months

Details

Monthly Fee$15
Fee Waiver$2,000+ combined monthly direct deposits
Keep Open6 months min
Cooldown Period24 months
Direct DepositRequired

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Terms & Conditions

New PNC checking customers only. Qualifying direct deposits must total $5,000+ within 60 days. Direct deposits must come from an employer or government agency. Bonus paid within 60-90 days of meeting requirements. Account must remain open for 6 months. Bonus reported on Form 1099-INT. Geographic restrictions may apply — available in states with PNC branches.

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Bonus Calculator

1 mo6 months24 mo
Bonus+$400
Net Value$400
Eligible AgainAfter 24 months