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Savings

Raisin

Savings & CD Bonus

Up to

$1,000

bonus value

Up to $1,000 when you open a high-yield savings or CD from any of 100+ partner banks on Raisin. Base tiers: $40 for $10K+, $100 for $25K+, $200 for $50K+, $425 for $100K+, $900 for $200K+. Earn $10–$100 extra with a second product category (savings + CD boost).

Expires: Oct 31, 2026

Bonus Tiers

Deposit / RequirementBonus
$10,000+$50
$25,000+$125
$50,000+$250
$100,000+$500
$200,000+$900

Requirements

1

Open a savings or CD via Raisin

Use promo code STACK at registration between 9/1/2026–10/31/2026; choose from 100+ partner banks/credit unions

2

Deposit qualifying amount

First deposit during promo period; fund within 14 days. Optional: deposit $1,000+ into a second product category (savings + CD) within 14 days for an extra $10–$100 boost

3

Maintain balance for 90 days

Funds must remain on Raisin platform for 90 days continuously; bonus paid within 30 days of meeting terms

Details

Minimum Deposit$10,000
Monthly FeeNone
Fee WaiverNo monthly fee
Keep Open3 months min
Cooldown Period12 months
Direct DepositNot required

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Terms & Conditions

New Raisin customers only. Open a high-yield savings or CD from any of 100+ partner banks/credit unions on the Raisin platform. Must use promo code SUMMER26 at registration between 6/1/2026–8/31/2026. First deposit within promotional period; funds must be deposited within 14 days and maintained for 90 days continuously. Base tiered bonus from $50 to $1,000 based on initial deposit. Optional recurring-deposit add-on (auto deposits within 14 days that post 2+ times in 90 days) adds $10–$200 for total up to $1,200. Bonus paid within 30 days of meeting terms. FDIC/NCUA insured via partner institutions. Bonus reported on Form 1099-INT.

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Bonus Calculator

1 mo3 months24 mo
0
Bonus+$50
Net Value$50
Effective APY2.0%

Based on $10,000 deposit for 3 months

Eligible AgainAfter 12 months