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Wells Fargo

Business Checking Bonus

Up to

$400

bonus value

$400 to $825 when you open a new Initiate Business Checking account online, deposit new money by day 30, and complete 5+ qualifying transactions. Earn $400 with $2,500, $550 with $10,000, or $825 with $25,000+.

Expires: Nov 10, 2026

Bonus Tiers

Deposit / RequirementBonus
$2,500+$400
$10,000+$550
$25,000+$825

Requirements

1

Open Initiate Business Checking

New Wells Fargo business checking customers only — open online or in branch

2

Deposit new money by day 30

$2,500 earns $400, $10,000 earns $550, $25,000+ earns $825 — day 30 balance sets your tier

3

Maintain minimum daily balance through day 60

Keep the qualifying balance for your tier through the 60-day qualification period

4

Complete 5+ qualifying transactions

Post 5 or more qualifying transactions within the 60-day qualification period

Details

Minimum Deposit$2,500
Monthly Fee$10
Fee Waiver$7,500 minimum daily balance or $1,000+ monthly electronic deposits
Keep Open6 months min
Cooldown Period12 months
Direct DepositNot required

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Terms & Conditions

New Wells Fargo business checking customers only, on the Initiate Business Checking account. Deposit new money by day 30 (balance on day 30 sets the tier: $2,500 = $400, $10,000 = $550, $25,000+ = $825), maintain the qualifying minimum daily balance and complete 5+ qualifying transactions through the 60-day qualification period. You cannot add funds later to reach a higher tier. Bonus paid within 30 days of meeting requirements. Monthly fee waived with $7,500 minimum daily balance or $1,000+ monthly electronic deposits. One bonus per business. EIN or SSN required. Bonus reported on Form 1099-INT.

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Bonus Calculator

1 mo6 months24 mo
Bonus+$400
Net Value$400
Effective APY32.0%

Based on $2,500 deposit for 6 months

Eligible AgainAfter 12 months